Data from prescription histories and/or medical claims and diagnostic codes is instant and available for almost everyone. It’s also the key to unlocking EHR’s potential for underwriters.
Underwriters have waited a long time for EHR to deliver on its promise of fast, comprehensive, and usable applicant health information. But that promise has been held up by inconsistent fulfillment rates, the risk of ordering and waiting for irrelevant records, and often getting altogether too much or needlessly duplicated information.
This paper is the first deep dive into a novel approach: claims-driven EHR data acquisition. By building an EHR solution on a foundation of instant, affordable—and almost universally available—Rx and Dx data, claims-driven EHR fulfills the EHR promise by:
- Identifying conditions of interest
- Targeting the specific sites most likely to have the condition-specific information needed to make a confident decision
- Directing underwriters to sites most likely to fulfill an order, including the expected data types and typical response time
This novel solution to those first-generation EHR problems isn’t just swapping one data type for another but rather putting Rx and Dx data to work to help you get the most out of EHR data—when you need it.
Download our whitepaper
to see how targeted EHR data acquisition can transform underwriting efficiency.
