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Irix® – Risk Score
Introducing the Power of Predictive Modeling in Medicare Supplement Underwriting

Risk Score now predicts morbidity

Get a real-time snapshot of individual health risk in seconds. The predictive model that revolutionized underwriting with a simple numerical score can now be used to instantly assess morbidity in Medicare Supplement applicants.

A watershed moment in the Medicare
Supplement market

Upend the status quo and take a larger share of the highly competitive Medicare Supplement market with Risk Score. Using a single risk metric, you’ll find efficiencies and cost-savings that fight back against rate compression and increasing loss ratios. And with Risk Score’s predictive accuracy, you’ll pay less in claims and improve profitability. Initial analysis is showing astounding benefit-to-cost figures. Risk Score helps you:

Select better risks

Issue more underwritten business

Optimize policy pricing

Decrease decline rates

Automate decisions

See the bigger picture with Risk Score and Medical Data

Risk Score consistently interprets prescription histories to predict morbidity with rapid-fire speed and proven accuracy. It stratifies risk within a given medical condition, detects unintuitive patterns you might otherwise miss, and brings ease to
point-of-sale decisions.

And when you add Medical Data to this prescription-based insight, you’ll get an even broader view of risk and expand automation. Medical Data finds stubbornly hidden conditions like tobacco dependency, psychiatric and substance use disorders, cancer, and long COVID-19. Together, Risk Score and Medical Data help you confidently select the best risks in just moments.

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Get ahead of the Medicare Supplement market now.

Learn more about morbidity Risk Score and discuss a proof-of-concept study to see how it can bring unprecedented value to your Medicare Supplement business.

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