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Those applicants you declined? Their mortality matters more than you think
Partner Re makes clever use of Irix® Risk Score to test industry assumptions about decline mortality.
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Six planes down: The magnitude of nicotine’s impact on mortality
Is it time to rethink tobacco underwriting guidelines?
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Jet-declining severe obesity is costing life insurance carriers business
You can confidently cover millions more Americans without taking on additional risk.
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RGA paper shows underwriting gains when adding Medical Data to Prescription Data
There are distinct advantages to stacking the datasets.
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Revealing the insurable market in severe obesity
Data and modeling find nearly half the applicants in this group with better-than-average mortality.
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New therapeutics and their mortality impacts
Distinguish higher- from lower-mortality outcomes based on treatment use and other indicators.
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Digital risk assessment methods are now core actuarial training
Electronic data has modernized life insurance underwriting.
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Filter high-morbidity applicants and still issue more business with Medical Data
Medicare Supplement carriers explain how they use medical claims data to transform their business.
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Recent FDA-approved drugs of interest to underwriters
Understand their health implications so you can confidently assess risk.
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Interoperability regulations and the new era of EHR data access for life insurance
We're leveraging this new data to flow to deliver Irix EHR.
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ACA risk adjustment leaders: You’re leaving big money on the table
Get it back with a predictive model that improves HCC coding for new members.
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Risk Score “cheat sheet”—new feature helps explain the score
We're making this supertool more transparent with the summary feature.
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Five scrappy ways your PEO can use AI to shrink the group health sales cycle
In her PEO Insider article, Kaitlyn Fischer shares savvy insights on using AI to better compete.
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Your PEO should use a predictive model for group health underwriting
Dan Becker tells PEO Insider readers how to accelerate sales, improve pricing, and boost retention.
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Everyone into the (data) pool
Predictive models are hungry for data, but Michael Niemerg tells The Actuary why more isn't always better.
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Irix® Risk Score stratifies mortality risk with the addition of Credit Data
This dataset improves hit rates, risk stratification, and straight-through processing.
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RGA actuarially validates Irix® Risk Score 3.0 with Credit Data
The reinsurer saw increased hit rates and improved segmentation of both the lowest and highest deciles.
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The latest therapeutics: Underwriting recent and relevant FDA approvals
Learn what these breakthrough drugs imply for risk assessment.
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Post-acute COVID-19 mortality and morbidity effects
We provide a scientific risk analysis for underwriters and medical directors.
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Cutting the bluster on AI in group health underwriting
Let's be level-headed amid the hype.
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Scores that make you go hmm: When predictive models and underwriters don’t see eye to eye
Human art and data science really can come together for better-than-ever risk assessment.
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Mike Bishop’s big leap from insurtech customer to insurtech creator
This leader is no laggard. Hear his perspectives on "Get Plugged In".
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Consumer data and its applications in health insurance underwriting
This study found that adding consumer data to our Curv® predictive model yielded almost no incremental lift.
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A new look at tobacco risk: Revelations from Milliman’s research and clinical data findings
Prescription Data and Medical Data find nicotine dependence history and reveal surprising insights into tobacco’s durable mortality impact.
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Irix® Risk Score with Medical Data: Stratifying mortality risk by combining datasets
Medical Data added to Prescription Data makes this supertool more super.
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Hannover Re proves Medical Data’s protective value
Medical Data shines a light on serious conditions that are often missed.
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RGA puts its actuarial stamp of approval on Irix® Risk Score 3.0
Multiple dataset inputs or not, Risk Score 3.0 delivers heightened risk insight.
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More than the score: New Curv® condition reporting enhancements and privacy best practices
We've built in more case-level insight and benchmarking features for better risk assessment.
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Spotting serious diagnoses among common neurological conditions
Use interpreted clinical data to distinguish benign conditions from the serious mortality risks.
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Therapeutics update: Important new drugs and their mortality implications
Get familiar with the FDA's latest approvals and what they mean for underwriting.
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Homing in on hormones: Using instant clinical data to underwrite endocrine disorders
Diabetes isn't the only hormonal disease. Learn the risk implications of other major endocrine disorders.
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Five ways a morbidity predictive model can relieve Medicare Supplement market pressures
Embrace disruption or be disrupted.
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Using morbidity Risk Score to tame the wild Medicare Supplement market
Select better lives and reduce overhead.
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Psychiatric and substance use disorders amid the COVID-19 pandemic
Grasp the complex interplay between psychiatric disorders and mortality to better assess risk.
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Accelerated underwriting modernizes workflows and puts the middle market within reach
The case for fluidless, digital risk assessment has never been stronger.
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Underwriting with prescription histories across the mental healthcare continuum
Identify and interpret mental health conditions in life insurance underwriting.
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