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Analytical Expertise to More
Accurately Assess Risk

Curv is an engine that uses predictive models to assign a relative risk score to a group of individuals using de-identified prescription histories. Insurers use Curv for group underwriting, market segmentation, inforce analysis and pension risk transfer.

Explore Curv Products:

Quote Group Health Insurance More Quickly and Accurately

Curv – Group Health (formerly GRx) enables health insurers to quote new groups quickly and more accurately in order to win the right business at the right rates.

Curv® – Group Health

Gain Insight into Your Life and Health Business

Insurers use Curv – Inforce (formerly PopulationRx) to analyze their life and health business. Curv uses de-identified prescription histories to score blocks of business to provide early insights into risk.

Curv® – Inforce

Target Your Direct Marketing

Curv – Market Segmentation uses de-identified prescription data and a predictive model to stratify prospects into marketing tiers. Life insurers use these tiers to strategically allocate marketing resources.

Curv® – Market Segmentation

Assess Pension Plan Longevity

Curv – PRT utilizes de-identified prescription data and a robust predictive model to provide group annuity writers better insight into pension plan longevity. This enables insurers to develop more accurate and competitive transfer premium quotes.

Curv® – PRT

Make Group Life and Disability Risk Assessment Decisions with Confidence

Curv – Select (formerly PopulationRx) provides real-time, product-specific risk scores for underwriting group life, LTD, and other group benefits, enabling insurers to make better risk selection decisions.

Curv® – Select

Request a Demo

Schedule a Credit Data demo today:



To receive more information, please contact:

Angela Bolduc
Principal and Director, Client and Partner Relationships


Curv® – Group Health