Curv is an engine that uses predictive models to assign a relative risk score to a group of individuals using de-identified prescription histories. Insurers use Curv for group underwriting, market segmentation, inforce analysis and pension risk transfer.
Curv - Group Health (formerly GRx) enables health insurers to quote new groups quickly and more accurately in order to win the right business at the right rates.
Curv® – Group HealthCurv – Select is a predictive model that uses de-identified prescription histories for a group of individuals to produce product-specific risk scores for the group. Curv is used to underwrite group insurance (group life, LTD, etc.).
Curv® – SelectInsurers use Curv - Inforce to analyze their health and life business. Curv runs a predictive model using de-identified prescription histories for groups of individuals and then produces a risk score for each group in order to provide early insight into risk.
Curv® – InforceCurv – Pension Risk Transfer allows insurers to more precisely assess the expected longevity of pension groups, resulting in more accurate pricing.
Curv® – Pension Risk TransferCurv – Market Segmentation is a predictive model that can use de-identified prescription information to stratify prospects into marketing tiers. Insurers use the tiers as a factor to determine specific messaging and frequency for targeted individual insurance product marketing.
Curv® – Market SegmentationTo receive more information, please contact:
Angela BolducPrincipal and Director, Client and Partner Relationships
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