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Medical Data
Real-time Insight on Applicant Health

Along with Prescription Data, Medical Information Bureau data, Motor Vehicle Record data and application information, Medical Data (as authorized by the applicant) provides additional real-time applicant insight to help insurers make consistent and efficient underwriting decisions.

Medical Data includes diagnoses, hospital and physician procedures, inpatient and clinic-administered medications and medical equipment information from medical billing records; these are standardized codes submitted by health care providers to insurers. Medical Data is integrated within Milliman’s Irix® underwriting engine to generate enhanced automated underwriting decisions.

How It Works

1

Applicants sign a HIPAA-compliant authorization, enabling insurers to retrieve their medical information

2

Insurers electronically query Milliman IntelliScript in real-time

3

Milliman instantly gathers information from multiple data sources

4

Irix interprets the data and generates automated decisions based on the insurer's guidelines


Provides new insights from physician and hospital encounters

Validates medical conditions faster and more cost-effectively than ordering an Attending Physician Statement.

Data is governed by well-defined standards and is fully interpreted by Irix to enable rapid decision-making

Eliminates or reduces the need for resources to acquire and interpret Attending Physician Statements.

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Learn more about Prescription Data