Curv™ uses only de-identified data, so no HIPAA authorization is required
Curv – Select (formerly PopulationRx) enables group life and disability writers to make risk assessment decisions with confidence. Milliman IntelliScript combines the value of prescription histories with the power of predictive modeling to bring insurers real-time mortality risk scores.
Curv – Select is a predictive model that uses de-identified prescription histories for a group of individuals to produce product-specific risk scores for the group. Curv is used to underwrite group insurance (group life, LTD, etc.)
Results are delivered quickly, usually in less than 30 minutes
Brings the value of medical information to mid-size group underwriting
Proven to deliver significant predictive power
Provides exceptional return on investment
Why do insurance companies use Curv – Select?
- More accurately quote group life and disability insurance
- Increase your group placement rate with better risk profiles by offering more accurate and competitive rates
- Improve group experience