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Oct 26, 2023

Milliman IntelliScript adds critical stop loss expertise to its Curv® Group Health team

Milwaukee, WI—Milliman IntelliScript affirmed its strategic focus on stop loss carriers by adding two important customer-facing roles to the team responsible for selling and supporting its Curv Group Health predictive model for risk assessment and underwriting.

Ayanna Charles has joined the company as Sales Consultant, and Ashley Gustafson has been added as Account Executive. They will help stop loss carriers understand, evaluate, and implement the model to isolate risk above a specified individual stop-loss threshold, giving finely tuned insight into potential high-cost claims. They are also tasked with showing existing users the value of recently added features that have expanded the product well beyond group risk scoring.

Curv disrupted group health underwriting over a decade ago by using a patented process and deidentified data to very quickly model group risk when claims data is missing or lacking,” says Dan Becker, Curv Product Director. “But our first customers would hardly recognize it now, since we’ve vastly improved it with advanced benchmarking features that deliver valuable insights in support of the score. Ayanna and Ashley have the necessary knowledge of the group health space—along with the chops to effectively communicate the game-changing value of these upgrades—and will help our customers get the full benefit from today’s Curv.”

Ayanna Charles

Ayanna Charles, MBA
Sales Consultant

Ayanna Charles has experience in consulting roles where she connects technology advancements to her clients’ strategic business priorities. She has a strong technical understanding of the ways advanced predictive models can be applied in the group health space by stop loss insurers. Ayanna received her B.B.A. degree in actuarial science from Howard University, and later earned her MBA from Yale School of Management.


Ashley Gustafson
Account Executive

Ashley Gustafson has developed a deep understanding of underwriting risk and the ways that risk impacts each unique client. Her consultative approach and knowledge of industry trends is already helping new and established clients maximize both ROI and peace of mind from the category-defining Curv model. Ashely graduated from Missouri State University with a marketing and advertising degree. She also obtained her life, health, and annuities producer’s license in the state of Nebraska.

About Curv Group Health
Milliman IntelliScript’s Curv Group Health model was the first predictive model to supplant questionnaires and rate table manuals in group health risk assessment. Today, Curv’s scores, benchmarks, and insights are based on relevant empirical data drawn from groups’ prescription histories and medical records using a deidentification process that has been independently certified.

About IntelliScript
Milliman IntelliScript is the leading creator of risk-assessment insurtech for the U.S. life and health insurance sectors. IntelliScript’s actuaries, clinicians, developers, and data scientists combine deep technical expertise and a pragmatic focus on demonstrable ROI to invent and relentlessly improve data-driven SaaS solutions that help carriers make better decisions faster and with greater confidence. For over 20 years, customers have known the company as a category-defining innovator and reliable strategic partner. They count on IntelliScript’s insurtech tools to clarify both risks and opportunities—so they can see more and fear less. For more information, visit