ReCheck

Irix ReCheck empowers you spot more undisclosed high-risk conditions, limit denied or early-duration claims, and monitor producers or processes that may allow adverse selection to creep into your book.

Medical misrepresentation costs life insurance carriers in hassle, reputational harm, and early-duration claims. It also costs honest applicants by forcing carriers to raise premiums. But you can fight back with ReCheck.

ReCheck reorders a policyholder’s Prescription Data, Medical Data, or Risk Score three to six months into the contestability period. The Irix Rules Engine flags potential misrepresentation and clearly identifies new drugs or treatments that indicate unreported high-risk conditions. By spotting misrepresentation sooner, you’ll have time to take action—ranging from rate change to rescission—or simply allow suspicious policies to lapse or not to upsell.