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Opinion: Modern underwriting evidence demands a new decision philosophy
The carriers who gain an edge won't be the ones with more data, but the ones with a decision-first framework for using it.
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White Paper
RGA finds more insurable lives in Irix Risk Score 4.0
By distinguishing risk more precisely, the updated model may help carriers expand eligibility without losing sight of mortality objectives.
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White paper
Swiss Re sees more than stronger scores in Irix Risk Score 4.0
The reinsurer found the performance gains compelling but was more intrigued in the new model’s ability to identify more insurable applicants and issue more business.
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Articles
Don’t let these Medical Data myths stand between you and better risk decisions
The biggest misunderstandings about Irix Medical Data aren't just about the data itself. They're about the underwriting decisions that follow.
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Article
APS orders (should) plummet when you adopt Irix Medical Data
With training and management of expectations, you can avoid a possible hike at implementation time.
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Article
Recent FDA-approved drugs of interest to underwriters
Understand their health implications so you can confidently assess risk.
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Article
California’s workers’ comp rates are rising. Blame late insight.
Two consecutive years of substantial rate increases reflect a breakdown in how and when risk is recognized.
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